Investment Bonds Masterclass
Investment Bonds Masterclass
Our Investment Bond Masterclass has been designed to refresh your knowledge and practical application of investment bond planning considerations. We go behind the scenes and explain how life offices work, how bonds are administered and how life offices make decisions.
We deliver interesting and engaging content including a full and comprehensive PDF download for those who like to read, review and reflect. Video tutorials covering all the key concepts, and worked examples in an easy and engaging learning style. This Masterclass will give you the confidence to engage more proactively with your clients – to help you provide better advice, and ultimately write more business.
We will evidence your transfer of learning using a multiple choice quiz and on passing this, you will be awarded with an Expert Pensions certificate providing 4 hours of structured CPD towards your annual statement of professional standing (SPS).
Masterclass Learning Outcomes
On successful completion of the Investment Bond Masterclass you will have achieved the following learning outcomes:
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- Learning Outcome 1
Outline, at a high level, how life assurance based investment bonds work and how they are treated for tax purposes. - Learning Outcome 2
State what is meant by the term ‘insurable interest’ and describe its relevance in the use of investment bonds. - Learning Outcome 3
Describe how an investment bond may be segmented and the benefits of this. - Learning Outcome 4
Explain how an investment bond is taxed and perform chargeable gain calculations. - Learning Outcome 5
State what time apportionment relief is and perform a time apportionment relief calculation. - Learning Outcome 6
State what deficiency relief is and perform a deficiency relief calculation. - Learning Outcome 7
Explain the top-slicing relief process and perform a top-slicing calculation. - Learning Outcome 8
Demonstrate how the starting savings rate and personal savings allowance increase the amount of tax free savings income for offshore investment bond owners. - Learning Outcome 9
Compare the use of absolute and discretionary trusts in inheritance tax planning. - Learning Outcome 10
State the two classes of beneficiary of an interest in possession (IiP) trust and explain the advice factors to be considered when using an investment bond in an IiP trust. - Learning Outcome 11
Outline how each of the following trusts might be used in conjunction with an investment bond and their implications for tax purposes:-
- Gift trust
- Loan trust
- Discounted gift trust
- Probate trust
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- Learning Outcome 12
Describe the tax treatment of a company-owned investment bond.
- Learning Outcome 1
Investment Bonds Masterclass
Why choose Expert Pensions?
At Expert Pensions we have specialists who have gained knowledge in their particular subject over a sustained period of time (a specialist spends a significant amount of time, (usually over 10,000 hours) honing their craft), which is hard to come by. We have become the “go-to” expert in terms of studying for financial services exams, cpd, masterclasses and our triage service where our knowledge and expertise goes deep and wide.
Our Masterclasses have been written and designed by professionals for professionals. They are an immersive online experience. Each class includes extensive pre-recorded video content, downloadable pdf’s, an online quiz and a CPD certificate. The videos are viewable at any time, and they can be paused, fast-forwarded, and re-watched as many times as you’d like.
Our Masterclasses will power up your career and future-proof your business by focusing on key topics. Designed to connect you, your clients and your business, this is not about ticking a box, this is to develop your technical and practical understanding of subjects and products that you discuss with your clients.
Continuing Professional Development (CPD)
Continuing Professional Development is just as important for your future career potential in the financial sector just as much as passing exams was early on in your career. Effective and consistent CPD is an essential part of maintaining professional standards providing your clients and employer with the reassurance that, as a financial services professional, you continue to maintain and develop your knowledge and skills. Click below to read the FCA’s guidance on professional standards for advisers:
https://www.fca.org.uk/firms/professional-standards-advisers