Investment Bonds Masterclass

Structured CPD…the Expert Pensions way.
Adviser based learning and knowledge relevant to your profession, which we are expert in and where we know we can add value. Our Masterclasses are designed with you and your clients in mind. This is not about ticking a box, this is to develop your technical and practical understanding of subjects and products that you discuss with your clients.

Each Masterclass includes:
• Short video modules
• Downloadable PDF’s
• An online quiz
• Auto-generated CPD certificate
• Access to ALL our online forums to ‘ask the expert’ and interact with fellow professionals

Investment Bonds
A practical look at investment bond planning considerations. We go behind the scenes and explain how life offices work, how bonds are administered and how life offices make decisions.

The following modules are included:
• Introduction to Investment Bonds
• Insurable Interest
• Segmentation
• Investment Bond Taxation
• Chargeable Gains
• Excess Events
• Time Apportionment Relief
• Deficiency Relief
• Top-slicing Relief
• Starting Savings Rate and Bonds
• Personal Savings Allowance and Offshore Bonds
• Personal Savings Allowance and Onshore Bonds
• Absolute vs. Discretionary Trusts
• Bonds in Interest in Possession Trusts
• Gift trusts
• Loan trusts
• Discounted Gift Trusts (DGTs)
• Excluded Property Trusts
• Probate Trusts
• Company-owned investment bonds