Pensions

Pay Attention(!) – Why the Staveley Case is so important for advisers

John Reynolds MSc BSc FPFS Chartered FCSI takes a look at this important case and why it is imperative that Advisers pay attention to the developments surrounding it. Background This case dates back to 2005/2006. Where Mrs Staveley, after a particularly bitter divorce, transferred a portion of a pension she had set up with her […]

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What is Abridged Advice?

The FCA’s recent consultation paper has sparked a whole debate about ‘Abridged Advice’. Abridged Advice was proposed by the regulator in its latest paper on defined benefit pension transfers: https://www.fca.org.uk/publications/consultation-papers/cp19-25-pension-transfer-advice So what is it and how will it affect you as an Adviser.

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Big changes ahead – Are you Ready? by John Reynolds

50 in 2020 CPD is in the news, as I am sure you are well aware. CP19/25 is a seminal paper. It will have implications far beyond the immediate defined benefit pension transfers (DB TV) taking place: far, far beyond and for years to come. If you haven’t read CP19/25 I’d suggest you start reading […]

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WHY IS THIS THURSDAY IMPORTANT?

Been on holiday? Put off your study? Is the dust gathering on your AF7 text book? If yes, then don’t worry help is at hand as you are not too late to join us. This Thursday we are broadcasting LIVE with our first virtual workshop as part of our AF7 structured study plan. John will […]

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It’s nearly squeaky bum time….

08.01 Friday 2 December 1 week, 7 days, 168 hours, 10,079 minutes and change will happen. For those qualifying as Chartered it will be a proud moment. It will be a relief and a pleasure: a new future as a recognised, professionally qualified and Chartered Financial Planner. You are prepared for the future. You have […]

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3 unknowns about pension flexibility

I make it 7 weeks until 6 April and we are still awaiting final guidance on the IHT position. Tread carefully with any conversations you are having in the run-up to 6 April, particularly in the IHT space when discussing pension flexibility. There are still 3 things about pension flexibility that could have a serious impact […]

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CII exams 2015: April 2015 CII AF4 exam booked

If you are thinking about sitting an AF exam in April, time to decide from the CII exams 2015. I’ve just booked the CII AF4 exam for April 2015. I like to sit the AF3 and/or AF4 exam at least once a year This year it’s going to be AF4 in April and AF3 exam […]

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CII AF3 exam example question on video

Your most difficult subject from the whole AF3 exam syllabus is transitional primary protection. It’s the one most students, most of the time, have most difficulty with. And it’s recognised by the CII examiners as an important part of the syllabus for the AF3. It is so important, it was the BIG Q1 in October […]

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CII AF exam support: 1000 unique, topical and instantly available answers

Where else can you get access to over 200 exam topics and a 1000 replies? Every single one specifically and only about the CII AF exams? Save yourself hours of searching for an answer about the CII AF1 exam, AF3 exam, AF4 exam or AF5 exam. Every one original, unique, timely, topical and instantly available […]

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Does it matter the money comes from the DB scheme or the SIPP?

Following from my recent post and para-post on LinkedIN, Henry Tapper posted a question for me here: https://www.linkedin.com/pulse/db-dc-what-question-john-reynolds?trk=prof-post Here’s my answer (linkedIN wouldn’t let me post it): ”Henry, now now…check the financial advice given by a regulated pension transfer specialist authorised to give advice on DB transfers and given permissions by FCA? Trustees to check […]

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