Pension Death Benefits, AA & LTA Masterclass

Our Pension Death Benefits, AA & LTA Masterclass has been designed to refresh your knowledge and practical application in these key areas of pension planning. We have also included an NHS case study to walk you through the complex calculations and differences in dealing with this sectors pension planning. This is a must for all Pension Transfer Specialists.

We deliver interesting and engaging content including a full and comprehensive PDF download for those who like to read, review and reflect. Video tutorials covering all the key concepts, and worked examples in an easy and engaging learning style. This Masterclass will give you the confidence to engage more proactively with your clients – to help you provide better advice, and ultimately write more business.

We will evidence your transfer of learning using a multiple choice quiz and on passing this, you will be awarded with an Expert Pensions certificate providing 4 hours of structured CPD towards your annual statement of professional standing (SPS).

Masterclass Learning Outcomes

On successful completion of this Masterclass, you will have achieved the following learning outcomes:

  • Differentiate between a dependent, nominee, and successor in the context of pension benefits
  • Demonstrate an understanding of how beneficiaries can receive benefits from a pension scheme
  • Identify the restrictions imposed on administrators when a policyholder passes away
  • Recognize the significance of robust nominations and their role in effective financial planning
  • Explain the impact of nominations on distributions of pension benefits
  • Understand the carry forward provisions applicable to high net worth clients and tapered annual allowance
  • Describe the treatment of Employer/Employee contributions in relation to pension schemes
  • Outline the implications of the Annual Allowance charge on member and pension savings
  • Explain how benefits are distributed in the event of death when the value exceeds the available member Lifetime Allowance (LTA) in 23/24 tax year
  • Differentiate between crystallised and uncrystallised funds and their implications on the Lifetime Allowance charges.

Courses To Buy

Pension Death Benefits, AA & LTA Masterclass

£49.00

Pension Death Benefits, AA & LTA Masterclass

Why choose Expert Pensions?

At Expert Pensions we have specialists who have gained knowledge in their particular subject over a sustained period of time (a specialist spends a significant amount of time, (usually over 10,000 hours) honing their craft), which is hard to come by.  We have become the “go-to” expert in terms of studying for financial services exams, cpd, masterclasses and our triage service where our knowledge and expertise goes deep and wide.

Our Masterclasses have been written and designed by professionals for professionals. They are an immersive online experience. Each class includes extensive pre-recorded video content, downloadable pdf’s, an online quiz and a CPD certificate.  The videos are viewable at any time, and they can be paused, fast-forwarded, and re-watched as many times as you’d like.

Our Masterclasses will power up your career and future-proof your business by focusing on key topics.  Designed to connect you, your clients and your business, this is not about ticking a box, this is to develop your technical and practical understanding of subjects and products that you discuss with your clients.

Continuing Professional Development (CPD)

Continuing Professional Development is just as important for your future career potential in the financial sector just as much as passing exams was early on in your career.  Effective and consistent CPD is an essential part of maintaining professional standards providing your clients and employer with the reassurance that, as a financial services professional, you continue to maintain and develop your knowledge and skills. Click below to read the FCA’s guidance on professional standards for advisers:

https://www.fca.org.uk/firms/professional-standards-advisers