Flexi-access drawdown is the new drawdown, post-6 April 2015.
There are 3 key planning points about FAD which are worth thinking about:

1. Tax-free-cash (TFC)
2. Death benefits (DB)

Phased drawdown was used to provide a tax-efficient income (using TFC) with best DB options.
No need any more.

Death benefits under FAD are very flexible; the key is planning for death pre-75 and then re-setting the clock post-75

If the heredity planning opportunity continues post-6 April as expected, many clients will want to access FAD TFC and NOT be hindered with MPAA.

Members of the pensions flexibility module can see more in the video added this week:

[box title=”You can purchase the full module now” bg_color=”#66cd00″ align=”center” text_color=”#ffffff”]This structured and modular plan is designed to save you the time researching and focus on what matters in preparation for the new pensions flexibility rules in April 2015.

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